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Debt & Investment, Jan - Dec 2003
NSS 59th Round

India, 2003
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Reference ID
DDI-IND-MOSPI-NSSO-59Rnd-Sch18pt2-Jan-Dec2003
Producer(s)
National Sample Survey Office
Collections
Other Surveys
Metadata
DDI/XML JSON
Created on
Jan 18, 2018
Last modified
Mar 27, 2019
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Type of mortgage (B15_2_q13)

Data file: Visit 1_Block 15pt2 part 1_particulars of cash loans payable by the household to institutional or non-institutional agencies as on the date of survey and transactions of loans

Overview

Valid: 97127
Invalid: 0
Type: Discrete
Start: 78
End: 78
Width: 1
Range: -
Format: character

Questions and instructions

Literal question
What type of mortgage has been given for getting loan?
Categories
Value Category Cases
1 simple mortgage 11046
11.4%
2 usufructuary mortgage 606
0.6%
3 mortgage by conditional sale 2183
2.2%
4 other type of mortgage 1864
1.9%
5 no mortgage 81428
83.8%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
This column will be filled in for all loans entered in block 15.2. In the case of a loan secured by mortgage of immovable property, i.e. if the entry in col. (12) is '05', one of the codes 01 to 04 representing different types of mortgage will be entered in col. (13). If the loan is received without mortgaging any immovable property, code '5' should be recorded in col. (13). The mortgage may be of the following types:
simple mortgage: In simple mortgage, the mortgager (i.e. the person who mortgages the property) retains the ownership and possession of the property mortgaged. Code '01' will be entered for simple mortgage.
usufructuary mortgage: In usufructuary mortgage, the ownership of the property remains with the mortgager but the possession vests on the mortgagee (i.e. the person to whom the mortgage is made or given). Income from the property accrues to the mortgagee and the mortgage is terminated as soon as the full amount is realised. Code '02' would be given for this type of mortgage.
mortgage by conditional sale: It is the type of mortgage by the execution of which the ownership and possession of the property vests with the mortgagee and a sale deed is executed. The property is returnable to the mortgager only on termination of the mortgage (i.e. on the full recovery of loan). Code '03' will be given for this mortgage.
other type of mortgage: Any type of mortgage different from the above or any combination of those will be recorded under this category. Code '04' will be given to this type of mortgage.
no mortgage: Loans for which no mortgage is necessary will be recorded under this category, code '05' will be given for no mortgage in col. (13).
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